Do any of your advisors address all six?

1. Your financial position addresses income and expenses
2. Risk management addresses losing your job, becoming disabled or passing away.
3. Wealth accumulation addresses the return on your investments consistent with the risk you assumed.
4. Tax Management addresses how the current tax laws affect you.
5. Retirement planning addresses achieving financial independence at an agreed upon time.
6. Estate planning addresses how your money and assets will be used after you pass away.